What are examples of what can be recovered as “compensatory damage”?

For a “personal injury” that’s permanent, you’re entitled to recover one lump sum for: past and future medical costs, past and future lost earnings, physical pain and mental suffering and worry, and permanent loss of function or use of your body.

For “wrongful death”, there are written laws that limit who can recover (the “beneficiaries”) and exactly what they can recover as compensation. Compensation which must be in one lump sum may include: the decedent’s pre-death medical costs caused by the accident, funeral expenses, accident-related pain the decedent suffered before death, lost earnings for support the decedent would have provided to the beneficiaries, and the relationship between the decedent and the beneficiaries (for example the loss of a parent, spouse or child).

When there are denied insurance benefits, the policyholder or policy beneficiary may recover the benefits the insurance company promised in exchange for premiums. Sometimes, an insured may be entitled to compensation for unfair business tactics an insurance company uses against its policyholders.

When there are business disputes, compensation may include lost profits or payment for damaged reputation.